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Equipment Breakdown Coverage

All too often, when equipment breakdown insurance is considered, only boiler and air
conditioning systems are thought to be critical equipment exposures. Our Equipment and Coverage Guide is the first step in understanding how many other risks can be overlooked.
We have the expertise to identify and protect your industry-specific equipment exposures.
Take the next step in meeting your clients’ coverage needs by speaking with us soon.

Key Equipment

> Boilers and fired pressure vessels

Unfired vessels (hot water tanks, air tanks, cookers, process vessels)

Refrigerating and air conditioning, vessels and piping 

Piping (steam, air, etc.) "> Piping (steam, air, etc.)

Electrical motors, generators and other rotating electrical equipment

Centrifugal compressors, pumps, fans, blowers 

Reciprocating compressors, pumps, internal combustion engines

Turbines 

Gears, gear sets 

Miscellaneous machines (paper machines, hydraulic presses, extruders, production machines)

Transformers 

Miscellaneous electrical apparatus (switchboards, cables, bus ducts, circuit breakers)

Air conditioning units, small refrigerating and compressing units 

What can go wrong?

Rupture/bursting/cracking due to overpressure, control failure, low water level, overheating

 

Rupture/cracking due to vibration, support failure 

 

Electrical burnout/burned bearings due to line surge, excessive moisture, brittle insulation, ventilation problems 
 

Electrical burnout/burned bearings due to misalignment, loss of lubrication, overspeed 

Cylinder/shaft damage/rod or valve breakage due to liquid slugging, contaminated oil, seizing 

Blading/shaft/jacket/frame damage due to shroud ring failure, imbalance, progressive cracking, and overspeed 

Broken teeth/burned bearings due to vibration, misalignment, metal fatigue, contaminated oil 

Breaking of moving parts/frame damage due to metal fatigue, thinning of parts under pressure

Electrical burnout, line surge, excessive moisture, overload, dirty environment 

Electrical burnout, line surge, excessive moisture, overload, dirty environment, loose connections 

Refer to comments above related to particular components of the units: motors, etc.

 


Bob Turner

918-660-0090

bobturner@insureok.com

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